[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.helimania.cz\/neni-pujcka-jako-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.helimania.cz\/neni-pujcka-jako-pujcka\/","headline":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","description":"Po\u017e\u00e1dat si o n\u011bjakou p\u016fj\u010dku ve chv\u00edli, kdy je na tom \u010dlov\u011bk po finan\u010dn\u00ed str\u00e1nce \u0161patn\u011b, nen\u00ed ni\u010d\u00edm neobvykl\u00fdm ani zavr\u017een\u00edhodn\u00fdm. Po\u010d\u00ednaj\u00ed si tak mnoz\u00ed, a to v \u0159ad\u011b p\u0159\u00edpad\u016f pr\u00e1v\u011b proto, \u017ee je to jedin\u00e1 mo\u017enost, jak mohou svoji neuspokojivou situaci vy\u0159e\u0161it. Proto\u017ee ne ka\u017ed\u00fd a ne v\u017edy vyd\u011bl\u00e1v\u00e1 tolik, kolik by pot\u0159eboval, ne... <p><a class=\"more-link\" href=\"https:\/\/www.helimania.cz\/neni-pujcka-jako-pujcka\/\">\u010d\u00edst v\u00edce<\/a><\/p>","datePublished":"2019-08-23","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.helimania.cz\/author\/#Person","name":"helimania.cz\n","url":"https:\/\/www.helimania.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"helimania.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.helimania.cz\/wp-content\/uploads\/img_a359991_w1777_t1573907332.jpg","url":"https:\/\/www.helimania.cz\/wp-content\/uploads\/img_a359991_w1777_t1573907332.jpg","height":0,"width":0},"url":"https:\/\/www.helimania.cz\/neni-pujcka-jako-pujcka\/","about":["Finance"],"wordCount":480,"articleBody":"       Po\u017e\u00e1dat si o n\u011bjakou p\u016fj\u010dku ve chv\u00edli, kdy je na tom \u010dlov\u011bk po finan\u010dn\u00ed str\u00e1nce \u0161patn\u011b, nen\u00ed ni\u010d\u00edm neobvykl\u00fdm ani zavr\u017een\u00edhodn\u00fdm. Po\u010d\u00ednaj\u00ed si tak mnoz\u00ed, a to v \u0159ad\u011b p\u0159\u00edpad\u016f pr\u00e1v\u011b proto, \u017ee je to jedin\u00e1 mo\u017enost, jak mohou svoji neuspokojivou situaci vy\u0159e\u0161it. Proto\u017ee ne ka\u017ed\u00fd a ne v\u017edy vyd\u011bl\u00e1v\u00e1 tolik, kolik by pot\u0159eboval, ne ka\u017ed\u00fd m\u00e1 to \u0161t\u011bst\u00ed, \u017ee se mu vyh\u00fdbaj\u00ed nenad\u00e1l\u00e9 v\u011bt\u0161\u00ed v\u00fddaje, je\u017e dok\u00e1\u017eou zasko\u010dit kohokoliv. Jen\u017ee na koho se obr\u00e1tit, kdy\u017e pot\u0159ebuje doty\u010dn\u00fd pen\u00edze a nem\u00e1 mezi sv\u00fdmi bl\u00edzk\u00fdmi nikoho, kdo by mu vypomohl?  Tradice vel\u00ed zaj\u00edt do banky. Co\u017e ov\u0161em \u2013 jak u\u017e v\u011bd\u00ed ti, kdo maj\u00ed sv\u00e9 zku\u0161enosti \u2013 nejednou nen\u00ed ide\u00e1ln\u00ed \u0159e\u0161en\u00ed. A to jednodu\u0161e proto, \u017ee v bank\u00e1ch maj\u00ed p\u0159esn\u011b nastaven\u00e1 p\u0159\u00edsn\u00e1 pravidla, podle nich\u017e se do punt\u00edku \u0159\u00edd\u00ed, a pokud tu \u010dlov\u011bk nevyhov\u00ed t\u0159eba i jenom minim\u00e1ln\u011b, m\u00e1 sm\u016flu. A kolik je mezi z\u00e1jemci o p\u016fj\u010dku t\u011bch, kdo nemaj\u00ed takov\u00e9 p\u0159\u00edjmy, jak\u00e9 by si bankovn\u00ed \u00fa\u0159edn\u00edci p\u0159edstavovali! Kolik uchaze\u010d\u016f nem\u00e1 dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, m\u00e1 n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, dal\u0161\u00ed p\u016fj\u010dky nebo exekuce \u010di jin\u00e9 nedostatky, kter\u00e9 bank\u00e9\u0159i pova\u017euj\u00ed za z\u00e1sadn\u00ed! Ale ani n\u011bkdo takto nevyhovuj\u00edc\u00ed nemus\u00ed vzd\u00e1vat sv\u00e9 sna\u017een\u00ed. A m\u011bl by sv\u00e9 \u0161t\u011bst\u00ed zkusit i v podob\u011b nebankovn\u00ed hypot\u00e9ky. Proto\u017ee pr\u00e1v\u011b u t\u00e9to p\u016fj\u010dky usp\u011bj\u00ed i ti, kdo maj\u00ed n\u011bkter\u00e9 z v\u00fd\u0161e zm\u00edn\u011bn\u00fdch nedostatk\u016f. Tady nejsou nastaven\u00e1 pravidla pro p\u016fj\u010dov\u00e1n\u00ed ani zdaleka tak p\u0159\u00edsn\u00e1 jako t\u0159eba v bank\u00e1ch. Tady lze z\u00edskat p\u016fj\u010dku i se vcelku n\u00edzk\u00fdmi dolo\u017eiteln\u00fdmi p\u0159\u00edjmy, i s n\u011bjak\u00fdm t\u00edm m\u00e9n\u011b z\u00e1va\u017en\u00fdm z\u00e1znamem v registrech, tady se net\u0159eba v p\u0159edstihu d\u011bsit skoro ni\u010deho.  Pro\u010d je tomu tak? Jednodu\u0161e proto, \u017ee tu \u010dlov\u011bk zaru\u010duje \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed t\u00edm, \u017ee d\u00e1 poskytovateli k dispozici coby z\u00e1stavu vlastn\u00ed nemovitost. Za ni\u017e se mu dostane a\u017e sedmdes\u00e1ti procent jej\u00ed hodnoty, jednodu\u0161e a s podm\u00ednkami dohodnut\u00fdmi tak, aby byly splniteln\u00e9. Spl\u00e1cet se tu d\u00e1 po dlouhou dobu a po mal\u00fdch \u010d\u00e1stk\u00e1ch, \u00faroky jsou p\u0159\u00edzniv\u00e9, nic se neplat\u00ed p\u0159edem, ale splacen\u00ed p\u0159ed\u010dasn\u011b je naopak mo\u017en\u00e9, a to bez sankc\u00ed,\u2026 Prost\u011b sam\u00e9 v\u00fdhody. Na n\u011b\u017e se m\u016f\u017eete spolehnout klidn\u011b i vy.                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","item":"https:\/\/www.helimania.cz\/neni-pujcka-jako-pujcka\/#breadcrumbitem"}]}]