[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.helimania.cz\/neni-duvod-mit-obavy-z-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.helimania.cz\/neni-duvod-mit-obavy-z-pujcky\/","headline":"Nen\u00ed d\u016fvod m\u00edt obavy z p\u016fj\u010dky","name":"Nen\u00ed d\u016fvod m\u00edt obavy z p\u016fj\u010dky","description":"R\u00e1di byste si vzali p\u016fj\u010dku, ale nejste si jist\u00ed, jestli to je dobr\u00fd n\u00e1pad? D\u0159\u00edve byly \u00fav\u011bry spole\u010dnost\u00ed \u010dasto odsuzovan\u00e9, i kdy\u017e valn\u00e1 v\u011bt\u0161ina obyvatel sama n\u011bjak\u00fd takov\u00fd \u00fav\u011br m\u011bla. V dne\u0161n\u00ed dob\u011b zauj\u00edmaj\u00ed lid\u00e9 k p\u016fj\u010dk\u00e1m jako takov\u00fdm mnohem p\u0159\u00edjemn\u011bj\u0161\u00ed postoj. Uv\u011bdomuj\u00ed si, \u017ee se jedn\u00e1 o skv\u011blou slu\u017eebnici, pokud v\u0161ak v\u00edme, jak s... <p><a class=\"more-link\" href=\"https:\/\/www.helimania.cz\/neni-duvod-mit-obavy-z-pujcky\/\">\u010d\u00edst v\u00edce<\/a><\/p>","datePublished":"2019-01-18","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.helimania.cz\/author\/#Person","name":"helimania.cz\n","url":"https:\/\/www.helimania.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"helimania.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.helimania.cz\/wp-content\/uploads\/img_a337290_w2600_t1550489149.jpg","url":"https:\/\/www.helimania.cz\/wp-content\/uploads\/img_a337290_w2600_t1550489149.jpg","height":0,"width":0},"url":"https:\/\/www.helimania.cz\/neni-duvod-mit-obavy-z-pujcky\/","about":["Finance"],"wordCount":405,"articleBody":"        R\u00e1di byste si vzali p\u016fj\u010dku, ale nejste si jist\u00ed, jestli to je dobr\u00fd n\u00e1pad? D\u0159\u00edve byly \u00fav\u011bry spole\u010dnost\u00ed \u010dasto odsuzovan\u00e9, i kdy\u017e valn\u00e1 v\u011bt\u0161ina obyvatel sama n\u011bjak\u00fd takov\u00fd \u00fav\u011br m\u011bla. V dne\u0161n\u00ed dob\u011b zauj\u00edmaj\u00ed lid\u00e9 k p\u016fj\u010dk\u00e1m jako takov\u00fdm mnohem p\u0159\u00edjemn\u011bj\u0161\u00ed postoj. Uv\u011bdomuj\u00ed si, \u017ee se jedn\u00e1 o skv\u011blou slu\u017eebnici, pokud v\u0161ak v\u00edme, jak s n\u00ed nakl\u00e1dat, a zn\u00e1me sv\u00e9 mo\u017enosti. Promyslete tedy s\u00e1hnut\u00ed po \u00fav\u011bru i vy. Spln\u011bn\u00ed sn\u016f i cesta k finan\u010dn\u00ed nez\u00e1vislosti Existuj\u00ed prakticky jen dv\u011b skupiny, kter\u00e9 po t\u011bchto produktech sahaj\u00ed. Prvn\u00ed skupina nem\u00e1 \u017e\u00e1dn\u00e9 existen\u010dn\u00ed probl\u00e9my, m\u00e1 v\u0161echny pot\u0159ebn\u00e9 prost\u0159edky na pohodln\u00e9 \u017eit\u00ed bez obav o budoucnost. Nemaj\u00ed v\u0161ak natolik pen\u011bz, aby si mohli plnit sv\u00e9 sny a sv\u00e1 p\u0159\u00e1n\u00ed. Co je to za \u017eivot, bez neust\u00e1l\u00e9ho od\u0159\u00edk\u00e1n\u00ed si? Druh\u00e1 skupina je na tom podstatn\u011b h\u016f\u0159e. Ta toti\u017e nem\u00e1 ani ty prost\u0159edky k udr\u017eov\u00e1n\u00ed jist\u00e9ho \u017eivotn\u00edho standardu. Na tyto lidi je \u010dasto uvalena exekuce, maj\u00ed n\u011bkolik p\u016fj\u010dek a sk\u00e1\u010dou od probl\u00e9mu k probl\u00e9mu. D\u00edky americk\u00e9 nebankovn\u00ed hypot\u00e9ce je v\u0161ak mo\u017en\u00e9 uspokojit odli\u0161n\u00e9 n\u00e1roky obou t\u011bchto skupin. Tato netradi\u010dn\u00ed p\u016fj\u010dka z d\u00edlny nebankovn\u00edch spole\u010dnost\u00ed nab\u00edz\u00ed toti\u017e opravdu velmi zaj\u00edmav\u00e9 mo\u017enosti. Jak\u00e9 v\u00fdhody p\u0159esn\u011b v\u00e1m m\u016f\u017ee nab\u00eddnout? Splatnost od dvou do t\u0159iceti let, sami se rozhodnete, jak\u00e9 sch\u00e9ma v\u00e1m v\u00edce vyhovuje Pokud se va\u0161e \u017eivotn\u00ed situace zm\u011bn\u00ed, m\u016f\u017eete vyu\u017e\u00edt mo\u017enost splacen\u00ed zdarma Bez nutnosti dokl\u00e1dat dokumenty o p\u0159\u00edjmech v\u00e1s a va\u0161\u00ed dom\u00e1cnosti \u0160ance na potvrzen\u00ed \u00fav\u011bru i p\u0159es drobn\u00e9 z\u00e1pisy v registrech dlu\u017en\u00edk\u016f \u00darokov\u00e1 sazba, kter\u00e1 d\u00e1v\u00e1 smysl a kter\u00e1 je konkuren\u010dn\u00ed i pro bankovn\u00ed sazby Abyste mohli takovouto hypot\u00e9ku z\u00edskat, je pot\u0159eba jedin\u00e9, a to zaru\u010dit se nemovitost\u00ed. Jednat se m\u016f\u017ee o jakoukoliv nemovitost, kter\u00e1 je ps\u00e1na v katastru nemovitost\u00ed na va\u0161e jm\u00e9no. Je p\u0159itom jedno, jestli se jedn\u00e1 o chatu, chalupu, d\u016fm, byt anebo t\u0159eba komer\u010dn\u00ed objekt.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed d\u016fvod m\u00edt obavy z p\u016fj\u010dky","item":"https:\/\/www.helimania.cz\/neni-duvod-mit-obavy-z-pujcky\/#breadcrumbitem"}]}]